Motorcycles aren’t for everyone, but for some, they’re the best way to enjoy the road. The freedom you get when riding is something you just can’t experience in a car. So, if already have a motorcycle, or are thinking of getting one, just remember that like a car, you must have insurance. With that in mind, here are some tips to help you save some money on motorcycle insurance.
If you already have a motorcycle you probably won’t get much out of this section, but if you’re about to buy one.
· Like a car, the newer and more expensive the motorcycle, the more it will cost to insure it.
· Kind of obvious too, the bigger and more powerful engines will also bring bigger premiums. Maybe you don’t need all that power? Your choice.
· Lot’s of chrome and fancy gadgets will end up costing you more in insurance. It just cost more to replace all that nice stuff.
· Also like with cars, sports bikes will end up costing more to insure than a cruiser of around the same price range.
Before you go out to find a new insurance company for your bike, or before you go to an insurance that specializes in bikes, it may pay off to take a look at your car insurance company first. If you already have a car insured, that company will most likely have motorcycle insurance too. It may be cheaper to combine you motorcycle with your car and get an overall better rate than doing them separately.
Just shopping around might save you a few bucks. Get quotes from various carriers and agents and see who gives you the best deal.
Although it may not save you money right away, it’s a good idea to take a motorcycle safety class. Some companies will offer discounts for taking a safety class but even if they don’t it will help keep you safe and may earn you discounts in the long run.
Motorcycles are a fun and economical way to get around, just be safe while doing it.
