Motorcycles are great to have either as a recreational vehicle, or for commuting. They are great on gas and there’s nothing like the feel of the open road on a nice day. But like everything else, you must be prepared for the unexpected and with motorcycles, that means having insurance. Having insurance on your motorcycle is not just a smart thing to do, but it’s also the law. Since you are required to have insurance on your motorcycle anyway, might as well try to save a few dollars on it. Here are some tips on how to save a few dollars on motorcycle insurance.
Like cars, motorcycles come in various levels of sophistication and some cost a lot more than others. It doesn’t take much thinking to know that an expensive bike will cost you more to insure. Bikes with larger engines are also more to insure. Make sure you know what you really need, it could save you tons of money on insurance.
You don’t necessarily need to go out and get motorcycle insurance from a specialty carrier. Check with your car insurance carrier and get a quote from them. You may qualify for discounts by combining your motorcycle and car insurance with the same carrier.
Maybe you haven’t been impressed with your car insurance company. If that’s the case, there’s nothing wrong with shopping around. You may find a better deal someplace else, and while you’re at it you can look for insurance companies with the most discounts.
Take a motorcycle riding safety class. One of the best ways to get a discount from your motorcycle insurance company is to take a safety class. Safety classes aren’t just there so you can save money on insurance though. A safety class will make you a better and safer rider which will save you even more money in the long run by keeping your record free of claims.
