One of the greatest joys in life is sharing our household with a furry or scaly friend. When we have a pet, they become a part of our family, and as such, we do everything we can to look for them. This is why having a pet insurance policy is always a good idea. Besides, having to cover unexpected medical expenses can become quite costly, especially for pets.
Just like we have our own medical coverage, our animal companions should also have a pet insurance coverage that protects them in case of an accident. To begin with, insurance for pets is a really smart financial decision. Also, most plans and policies are widely flexible and customizable. Lastly, pet insurance will give you the peace of mind you deserve.
Pet Insurance is a Smart Financial Decision
Having a pet means adding a whole list of new expenses, and if we’re within a tight budget, surprise expenses might put us off. According to MoneyUnder30, the yearly total average cost of having a dog is $1270, and $1070 for a cat. This average includes food, exams, spraying, toys, etc. What such figures don’t include, however, is emergency checkups and medical bills that might be necessary anytime.
When the average emergency medical bill for pet care can go from $800 to $1,500, and in some cases up to $3,000, pet insurance premiums don’t sound so crazy. This coverage can help us cut such expenses and bills in more than half, depending on our company. Regardless, paying for $20 to $40 on average for an accidents-and-illness plan is quite a smart financial decision.
Pet Insurance Is Flexible and Customizable
One of the greatest advantages of pet insurance is that most of the providers will offer a wide range of different policies to choose from. Having a flexible and customizable insurance plan for our pet enables us to get a policy that will suit our specific needs.
Whether we are looking for a policy that offers different deductible levels or percentage payout of bills, shopping around will get us there. Also, many different companies offer policies with no yearly limit for the claims we submit. This means that our pet will be protected the way we want it to be.
You Get the Peace of Mind You Deserve
We like to think that the best advantage of getting a pet insurance policy is that we can have the peace of mind we deserve. Whether we like it or not, we worry about our pet’s wellness, and we want to make sure they are as protected as we are, emergency-wise.
However, knowing that we will have a reliable vet to take care of our pet in case of an emergency is one of the best feelings. Not only our furry or scaly friends will be well, but we won’t find ourselves having to decide whether to get the best treatment for our pets or choosing a cheaper option that might not be a smart decision.