Summer is over, and most people are putting away their RV’s for the winter. Now that all the vacations are mostly done, and the kids are back in school, it’s time to make sure all the equipment and recreational vehicles are ready cleaned and put away, so they can be ready for next year. Since you’re taking this time to prepare for next year, it’s also a good time to make sure all those vehicles have adequate insurance.
Some things like boats can be included with your homeowner’s policy but you fist must make sure your boat meets the criteria. Does your boat have a motor? If it does, chances are it will be excluded from your homeowner’s policy. For a boat with a motor you need boat insurance. With boat insurance you’ll have coverage for the hull, motor and the trailer you haul it with. What if someone gets hurt on your boat? With boat insurance you’ll be covered for that too.
It’s much the same for other RV’s like motorhomes and motorcycles. Each of those types pf vehicles have their own kinds of risks and so there are special kinds of insurance policies available to address those risks. You can also get extra coverage for things like spare parts, road side assistance and even trip interruption. Whatever your summer plans include, if there’s a vehicle involved it’s always the best idea to have good insurance coverage on it.
Make sure all of your recreational vehicles are ready for next year’s vacation and weekends. Nothing can ruin a good time like an unexpected problem or accident with one of your vacation vehicles. Why take a chance and go without being secure? Make sure you have the right insurance for your summer toys and that you’re ready to enjoy all your toys next year.