If you have a minor traffic accident it may not be a big deal but when you have a more serious car accident it can bring on extra complications and even law suits. You may be fortunate enough to have eye witnesses to describe what they saw in order to determine fault and liability. But now you don’t have to rely on just eye witnesses, there are now other means of determining what exactly caused an accident. A recent invention that is seeing more popularity among motorist who want to make sure they have proof if something unexpected happens are dash cams. So, what do insurance companies think about dash cams?
Generally speaking, insurance companies are in favor of dash cams and welcome their use. Recording an accident can help a policy holder prove that they weren’t at fault and a dash cam can do just that. This would allow them to claim benefits. But dash cams can help in other ways too. A dash cam can help drivers avoid traffic violations by offering the video footage as proof to law enforcement officers that they are innocent. Dash cams can also be a great help in fighting insurance fraud.
Dash cams can keep drivers out of trouble and because of that, they can have a favorable effect when it comes to the price of a policy. As mentioned before, a dash cam can help a policy holder avoid traffic violations and insurance fraud. It can also help prove fault in an auto accident. These factors are reflected in the driving record of the policy holder and when it comes time to get an insurance quote, they can have a positive influence and result in reduced rates.
You may not get a direct discount on insurance just for having a dash cam, but indirectly, it can save you money over the long run. Having a dash cam is a good idea regardless of any car insurance savings. A dash cam can help you get out of many situations.